Standard Auto Insurance Vs. RV/Camper Insurance: Understanding The Difference

Posted: May 20, 2019

Although a recreational vehicle, or RV, is similar to a car in many ways, the insurance needs for the two types of vehicles differ. Limiting your RV insurance to a typical auto insurance policy would leave you with dangerous gaps in coverage. Basic Differences between RVs and Cars RVs are towable trailers or large motor vehicles that typically include a kitchen space, bathroom, and living...

Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?

Posted: May 13, 2019

Homeowners insurance is not one-size-fits all. Policies can be custom-tailored to suit individual needs. However, the majority of homeowners insurance policies include coverage for other structures on the property to help repair or replace structures that have been damaged by a covered risk. What Is Homeowners Insurance? Homeowners insurance is a policy purchased by a homeowner and consisting of coverages to replace or repair the...

Spending A Year Abroad: Do I Still Need Insurance For My Car Back Home?

Posted: May 6, 2019

If you are planning to travel abroad for a year and leave your car stored in the USA, you may be wondering if you need to carry auto insurance for the period of time during which the vehicle is not in use. The answer will depend on the circumstances, as well as where you live. State Law Auto Insurance Requirements Although laws vary from state...

Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?

Posted: April 1, 2019

If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents will be happy to explain the coverage for each type of dwelling and help you find a policy that suits your needs at the best available rates. What Are Townhomes and Duplexes? Perhaps the...

What Can I Do If My Car Is Stolen?

Posted: March 15, 2019

Having your car stolen is a traumatic experience. You step out the door, and your car is simply gone – not there where you left it. Unfortunately, it happens every day to vehicle owners all over the U.S. The following is a checklist to prepare you in case that unhappy event ever happens to you. Check to Make Sure Your Car Has Actually Been Stolen...